Terms of Service
Last updated: 10/26/2025
1. Acceptance of Terms
By accessing or using FinOS, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Description of Service
FinOS is a gamified personal finance application that provides tools for expense tracking, budgeting, and financial insights. Our services include virtual forests that grow as users save money and achieve financial goals.
3. User Accounts
To use certain features of the Service, you must register for an account. You agree to provide accurate information and to keep this information updated. You are responsible for maintaining the confidentiality of your account and password.
4. Privacy Policy
Your use of FinOS is also governed by our Privacy Policy, which can be found here.
5. Financial Information
FinOS allows you to track financial information. We do not provide financial advice and are not responsible for any financial decisions you make based on the information displayed in our app.
6. Subscriptions and Billing
Some features of FinOS require a paid subscription. By subscribing, you agree to pay the fees as they become due. We may change subscription fees by giving you notice in advance.
7. Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
8. Limitation of Liability
In no event shall FinOS, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
9. Changes to Terms
We reserve the right to modify these terms at any time. We will notify you of significant changes to our Terms by sending a notice to the email address associated with your account or by placing a prominent notice on our website.
10. Contact Us
If you have any questions about these Terms, please contact us.
By using FinOS, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.